Well, I was accepting credit cards before, but only through the paypal gateway. I signed up with squareup.com this week and will be able to accept credit cards at any time from anywhere. Squareup allows individuals and businesses to accept credit cards through smartphones and ipads with minimal fees, which is great for client meetings. In the wedding photography business transactions are large but relatively low volume. Squareup allows me to avoid monthly merchant account charges, and still offer convenience to my clients.